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Investor Presentaiton

QUESTION: Under Section 38-99-20(A), the Act requires a Risk Assessment. Can this be a "self assessment" done in-house? Will licensees be required to use a third party vendor to conduct the assessment? No, the Act does not require a licensee to use a third party vendor. There is nothing in the Act that precludes a licensee from conducting a self-assessment or from hiring a third party vendor to conduct the assessment. However, the assessment must be performed in accordance with the Act. The Act provides that the licensee must make a determination based on the size and complexity of the Licensee how to effectively conduct a Risk Assessment that: (1) Identifies reasonably foreseeable internal or external threats that could result in the unauthorized access to or transmission, disclosure, misuse, alteration, or destruction of nonpublic information including the security of information systems and nonpublic information that are accessible to or held by third-party service providers; (2) Assesses the likelihood and potential damage of these threats, considering the sensitivity of the nonpublic information; (3) Assesses the sufficiency of policies, procedures, information systems, and other safeguards in place to manage these threats, taking into consideration threats in each relevant area of the licensee's operations... etc., and complies with the other sections of the Act.
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