Scotiabank Investor Presentation

Times 300% 250% 200% 150% 100% 50% Productivity Ratios Staff Costs 72.26% Total 41.93% 0% 1992 1993 1994 1995 1996 1997 1998 1999 2000 2001 2002 2003 2004 2005 2006 ICC Cricket World Cup WEST INDIES 2007 Scotiabank OFFICIAL SPONSOR TOTAL EXPS/TOTAL REV. STAFF COSTS/NIR FINANCIALS Investor Presentation, 29 January 2007 Mello

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