2nd Quarter and 1st Half 2022 Results
GROUP
HALF YEAR INCOME STATEMENT BY CORE BUSINESS
French Retail Banking
International Retail Banking
and Financial Services
Global Banking and Investor
Solutions
Corporate Centre
Group
In EURM
Net banking income
Operating expenses
H122
H121
H122
H121
H122
H121
H122
H121
H122
H121
4,444
4,103
4,527
3,851
5,318
4,499
57
53
14,346
12,506
(3,233)
(3,058)
(2,228)
(2,100)
(3,737)
(3,391)
(589)
(306)
(9,787)
(8,855)
Gross operating income
1,211
1,045
2,299
1,751
1,581
1,108
(532)
(253)
4,559
3,651
Net cost of risk
(68)
(137)
(422)
(263)
(263)
(18)
(25)
0
(778)
(418)
Operating income
1,143
908
1,877
1,488
1,318
1,090
(557)
(253)
3,781
3,233
Net income from com panies accounted for by the equity method
Net profits or losses from other assets
Impairment losses on goodwill
Income tax
Non controlling Interests
Group net income
Average allocated capital**
Group ROE (after tax)
230
3
(1)
0
4
10
6
0
0
0
300
2
0
0
4
5
0
(3,303)
1
(3,290)
11
0
0
0
0
0
(297)
(252)
(461)
(370)
(255)
(225)
333
160
(680)
(687)
(1)
(3)
331
210
22
14
103
88
455
309
852
666
1,094
914
1,044
853
(3,630)
(180)
(640)
2,253
12,058
12,162
10,794
10,058
14,386
13,492
17,513*
16,144*
54,751
51,856
-3.4%
7.5%
* Calculated as the difference between total Group capital and capital allocated to the core businesses
Amounts restated compared with the financial data published in Q2 21
SOCIETE
GENERALE
2ND QUARTER AND 1ST HALF 2022 RESULTS |3 AUGUST 2022View entire presentation