2006 Financial Overview and 2007 Priorities

Scotiabank ☐ Domestic 2007 Priorities Drive sustainable revenue growth greater emphasis on investment products continue strategy of growing key customer segments focus on higher margin products seek additional strategic alliances and acquisitions Expand distribution and sales capacity - open 35 new branches add 300+ new branch/wealth management sales staff Improve earnings momentum and operating leverage ต Scotiabank 21 International Banking Rob Pitfield Executive Vice President International Banking 22

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