Investor Presentaiton

Financial performance - 1H23 Million Baht 1H22 1H23 Growth (%) YoY Net interest income 45,273 61,565 36.0% Net fees and service income 13,684 13,693 0.1% Other operating income 6,345 7,479 17.9% Total income 65,302 82,737 26.7% Operating expense 32,941 38,961 18.3% Expected credit loss 14,843 17,354 16.9% Net profit/1 14,079 21,423 52.2% EPS/1 (Baht per share) 7.38 11.22 52.2% NIM 2.18% 2.88% 0.7% Net fees and service income ratio 21.0% 16.6% -4.4% Cost to income ratio 50.4% 47.1% -3.3% ROA/1 0.65% 0.97% 0.32% ROE/1 5.74% 8.41% 2.67% Note: 32 /1 Attributable to owners of the Bank Bangkok Bank

View entire presentation