IndusInd Bank Financial Performance

IndusInd Bank at a Glance 5th Largest Private Bank with Disproportionately Large Distribution Network *3,15,454 crs Loans 3,59,548 crs Deposits Diversified Across Products and Geographies 37 mn Customers Across Segments III Universal Banking Approach with Diversified Loan & Deposit Mix 55:45 Loan Mix Retail VS Wholesale Jill Strong Domain Expertise Long Vintage across Cycles Vehicle Finance 26% of the Loan Book 6,657 Group Network Pan India 39% CASA Stable Low-cost Deposits Innovative Digital Approach Overall Digital Transaction Mix at 93% Micro Finance 11% of the Loan Book Gems & Jewellery 3% of the Loan Book Robust Balance Sheet with Strong Capital Adequacy & Contingency Buffers 18.21% CRAR Tier 1: 16.75% | Tier 2: 1.46% 117% Average LCR Well above regulatory requirement 71% PCR GNPA 1.93% | NNPA 0.57% Strong Profitability amongst highest in the Industry 4.29% Net Interest Margin 46.88% Cost to Income 2 5.2% Operating Profit Margin to Loans IndusInd Bank

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