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Investor Presentaiton

CORPORATE CENTRE Revenues Q4 22 revenues impacted by changes in fair value of the instruments used to hedge the equity stakes in subsidiaries Base effect vs. Q4 21 mainly due to the revaluation of one asset (EUR 117m) Operating expenses EUR -177m (2) transformation charges in Q4 22 EUR -639m (3) transformation charges in 2022 Other items Base effect vs. Q4 21 mainly due to capital gain on Lyxor sale (EUR 439m) Impact of the disposal of the Russian activities in 2022 (EUR -3.3bn) In EURM Q422 Q421 2022 2021 Net banking income (155) 93 16 374 Underlying net banking income(¹) (155) (24) 16 257 Operating expenses (324) (387) (1,189) (889) Underlying operating expenses(¹) (160) (251) (550) (510) Gross operating income (479) (294) (1,173) (515) Underlying gross operating income (¹) (315) (275) (534) (253) Net cost of risk 17 (7) (38) (6) (60) 429 (3,364) 603 31 193 516 187 Reported Group net income Underlying Group net income (¹) (502) 168 (4,230) (9) (333) (255) (633) (386) Net profits or losses from other assets Income tax (1) Underlying data: adjusted for exceptional items and IFRIC 21 linearisation (see Supplement), (2) Q4 22 transformation charges: French Retail Banking (EUR 69m), Global Banking and Investor Solutions (EUR 54m) and Corporate Center (EUR 54m), (3) 2022 transformation charges: French Retail Banking (EUR 370m), Global Banking and Investor Solutions (EUR 117m) and Corporate Center (EUR 152m) SOCIETE GENERALE 4TH QUARTER AND FULL YEAR 2022 RESULTS 18 FEBRUARY 2023
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