Investor Presentaiton

Unparalleled Position in Hong Kong to Capture Growth Structural Growth Drivers ~$7 billion Annual Private Out of Pocket Health Expenditure in HK Market-Leading Premier Agency #1 Agency in Hong Kong and Macau by ANP(2) #1 MDRT in Hong Kong and Macau Market Outperformance 3Q22 YTD Agency ANP YOY Growth vs Industry Total (3) Uniquely Positioned for MCV MCV-Focused Agents Stable and Remain Active AIA MCV-Focused Agents >6,800 >$2 trillion Personal Financial Assets in HK(1) 67 million Middle Class and Affluent Population by 2030 across GBA >75% Contracted before 2020 +4% 67% Active in domestic ΑΙΑ #2 #3 #4 (4)% (5)% and MCV customers Past MDRT -50% members (7)% 3.7% Insurance Penetration across GBA $23k GDP Per Capita across GBA in 2021 Unrivalled Platform in GBA 100% ownership across all GBA cities BEA東亞銀行 #3 Agency in Guangdong GBA cities Exclusive Partnership, presence in all GBA cities Notes: For 2022 unless otherwise stated (1) In 2020; Source: McKinsey Wealth Pools (2) Sources: HK Insurance Authority, 3Q22 Total Market ANP (3) Rankings of non-bank life insurers Domestic 40% 2018 2022 MCV VONB FY18 AIA HK VONB >3x $1.7b MCV 60% FY21 FY22 41

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