CIBC Investor Presentation

Financial Highlights: U.S. Commercial Banking and Wealth Management Average Loans¹ ($B) Average Deposits¹ ($B) $31 $16 $36 $42 $5 $3 श $28 $32 $37 $35 $15 $27 $22 2017 2018 2019 2020 $8 Commercial Banking Loans Wealth Management Loans 2017 2018 2019 2020 U.S. Wealth Management: AUA1,2 ($B) $90 $74 $80 $98 $59 2017 2018 2019 2020 U.S. Wealth Management: AUM1,2 ($B) $60 $69 $76 2017 2018 2019 2020 CIBC EXPANDING CLIENT RELATIONSHIPS BY LEVERAGING CROSS-BORDER AND CROSS-BUSINESS CAPABILITIES 1 F20 results were affected by economic impacts from COVID-19 pandemic. 2 Assets Under Management (AUM) amounts are included in the amounts reported under Assets Under Administration (AUA). CIBC Investor Presentation | 33

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