OneMain Financial Performance Overview
OneMain ABS superior relative value
D
Long Operating History
100+ years in business
8
Local Presence
Secured Lending
Deep Customer Relationships
$
Ability To Pay Underwriting
High Touch Servicing
Multiple Product Options
Conservative Rating Assumptions
Additional Enhancement
1,500+ branches
~50% of loans are secured
50% repeat business (resulting in lower loss)
Custom budget determines if borrower can afford
new debt
Customer centric branch servicing
with specialized central support
Customer can receive multiple
offers (secured / unsecured)
Rating Agency pre-stress base case loss
assumptions similar to our stressed 2008-2009
performance
Structuring to worst case pool provides additional
enhancement vs. actual pool in revolving deals
OneMain Financial
OneMain
Financial.
5View entire presentation