NPA Composition - Consumer Finance

Ratings Domestic Rating: CRISIL AA + for Infra Bonds program CRISIL AA for Additional Tier I Bonds program CRISIL A1+ for certificate of deposit program IND AA+ for Senior bonds program by India Ratings and Research IND AA for Additional Tier I Bonds program by India Ratings and Research IND A1+ for Short Term Debt Instruments by India Ratings and Research International Rating: Baa3 as Issuer, Bank Deposits and Senior Unsecured MTN ratings by Moody's Investors Service P3 as Short Term Issuer Rating by Moody's Investors Service 5 IndusInd Bank

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