Investor Presentation - Q2 2021

Well-designed functionalities for client convenience fully remote account opening with a selfie and agreement approved via a text message Development of leading mobile banking offer for individuals easiest way to manage your finances pace of spending recent transactions = Karolína Zostatok 897,20 EUR Výdavky do 05 februára: 942,17 EUR VAŠE VÝDAVKY + Nová p. 'a môj účet Moja rýchla voľba Posledné operác DNES JOGA, KAROLINA BODK -7,00 EUR DOMINIKA PODHORSKÁ, ZA OBL ELEKTRINA, PLATBA KS 0000 V -19,A FUR INTERNET, PLATBA KS:0000 VS. -22,00 EUR MIŠKO KARATE CLENSKE MAREC -18.00 EUR A +4 E Domov Platby Financie Info A ☐ O 4.8 95% 15:18 B useful shortcuts 4.1 logging in with a PIN code, fingerprint or Face ID contactless payments with Google Pay and Apple Pay express transfers using telephone numbers and the BLIK system G Pay Pay blik GET IT ON Google Play Download on the EXPLORE IT ON HUAWEI App Store AppGallery Mobile application to Junior Account designed for children below 13 years old and suited to their needs mBank was awarded as Best Private Bank in CEE in Digital Portfolio Management category by Professional Wealth Management magazine reminders from Payment Assistant and scanning of data to the transfer form from the invoices benefits (mDiscounts) for retail buyers and seamless shopping experience with one-click financing options (quick cash loan up to pre-approved limit) 4.7 Investor Presentation - Q2 2021 7

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