HDFC Business and ESG Overview
HDFC BANK LIMITED
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21% owned by HDFC
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ADRs listed on NYSE
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6,342 banking outlets, 18,130 ATMs
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HDFC
WITH YOU, RIGHT THROUGH
Key business areas-
Wholesale banking | Retail banking | Treasury operations
Financials (as per Indian GAAP) for the year ended March 31, 2022
Advances as at March 31, 2022, stood at Rs. 13,688 bn an increase of 21% over the previous year
Total deposits stood at Rs. 15,592 bn
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an increase of 17% over the previous year
PAT (Indian GAAP): Rs. 369.61 bn - an increase of 19% over the previous year
Arrangement between HDFC & HDFC Bank
HDFC Bank sources home loans for a fee
Loans originated in the books of HDFC
HDFC offers a part of the disbursed loans for assignment to HDFC Bank (up to 70% of loans
sourced by HDFC Bank)
HDFC retains a spread on the loans that have been assigned
Market Capitalisation (March 31, 2022): ~US$ 107 bn
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