Investor Presentaiton

SBA Paycheck Protection Program (PPP) IN $ MILLIONS (except for loan count) ROUND 1 & 2 (2020) ROUND 3 (2021) As of 9/30/21 FUNDED $/COUNT $558.9 ~7,200 LOANS $320.9 ~4,600 LOANS FORGIVENESS/ $522.2 PAYDOWNS TO DATE $131.0 EARNED NET FEES TO DATE $18.7 $9.8 UNEARNED NET FEES 9/30/21 $0.4 $7.5 NET BALANCE AT 9/30/21 $36.3 $182.4 Central Pacific Financial Corp. SBA U.S. Small Business Administration PAYCHECK PROTECTION PROGRAM 22 22

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