Investor Presentaiton
Efficiency Ratios (Y-o-Y)
COST TO INCOME RATIO %
COST OF FUNDS %
47.00%
46.23%
46.10%
46.00%
CREDIT COST %
6.50% 6.29%
6.27%
45.00%
6.30%
44.00%
6.10%
2.00%
1.87%
5.90%
5.48%
43.00%
1.80%
1.51%
5.70%
1.60%
1.37%
5.50%
4.90%
42.00%
5.30%
4.71%
41.00%
1.40%
5.10%
1.20%
1.00%
0.80%
0.60%
0.40%
FY2019
FY2020
FY2021
FY2022
FY2023
0.63%
4.90%
4.70%
0.40%
4.50%
FY2019
FY2020
FY2021
FY2022
FY2023
FY2019
FY2020
FY2021
FY2022
FY2023
6.50%
6.30%
6.10%
44.90%
5.90%
5.70%
5.50%
42.29%
5.30%
5.10%
42.24%
4.90%
4.70%
4.50%
6.29%
10.40%
10.20%
10.00%
YIELD ON ADVANCES %
10.09%
10.19%
9.65%
7.80%
7.60%
7.56%
7.40%
7.35%
7.20%
7.00%
YIELD ON INVESTMENTS %
6.88%
9.80%
9.58%
9.60%
9.40%
9.20%
6.85%
9.00%
8.80%
8.60%
6.74%
FY2019
9.80%
9.60%
9.40%
9.20%
FY2019
FY2020
FY2021
9.45%
FY2022
6.80%
9.43%
FY2023
6.60%
FY2019
FY2020
FY2021
FY2022
FY2023
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TAB
Tamilnad
Mercantile
Bank Ltd
Be a step ahead in life
FY2020
COST OF DEPOSITS %
FY2019
FY2020
FY2021
YIELD ON FUNDS %
9.56%
FY2021
8.86%
8.65%
FY2022
11
FY2023
8.69%
6.27%
5.49%
4.91%
4.71%
FY2022
FY2023View entire presentation