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Investor Presentaiton

ECS's senior management team has an average of 30 years' experience in financial services and has worked together for close to 15 years António de Sousa Chairman & Founding Partner ■JP Morgan, Senior Advisor CGD, Chairman & CEO Portugal Central Bank, Governor PHD, Wharton School Fernando Esmeraldo CEO & Founding Partner PCapital, Executive Director Lehman Brothers, Executive Director ■ Salomon Smith Barney, Senior Vice-President MBA, London Business School Gonçalo Batalha Board Member & Partner ■PCapital, Director Sandler Capital Management, Senior Associate ■ Bear Stearns & Co, Analyst MA, Lisbon Universidade Católica Gracinda Raposo Board Member & Partner ■ Banco Santander, Senior Advisor CGD, Board Member Banco Central Hispano, Board Member MBA, Harvard Business School Manuel Noronha Andrade Board Member & Partner ■CGD, Director Citigroup, Associate Salomon Smith Barney, Analyst MBA, London Business School Renato Arié Non-Exec. Board Member & Partner ■ Arié SGPS, Board Member ▪ BTM and HE, Board Member Dim Portugal, General Director BA, Lisbon Universidade Católica 22

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