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Investor Presentaiton

POSITIVE RATING TRAJECTORY 06 May 2016 S&P assigns BB rating with positive outlook; Positive outlook based on possibility of raising rating by one notch to BB+ if Volvo Cars continues to be successful in launching new car models, while maintaining stronger profitability and low levels of adjusted debt 10 May 2017 S&P raises rating to BB+ with stable outlook citing good progress in strengthening competitive position and business profile by demonstrating successful model launches and improving profitability; Stable outlook reflects expectation that Volvo Cars will continue successful rollout of new car models while maintaining profitability and zero or low levels of adjusted debt 20 November 2018 S&P affirms BB+ rating and revises outlook to positive; the outlook reflects Volvo Cars' good position to improve its credit metrics over 2019-2021, including meaningful improvement in free operating cash flow to debt. Positive outlook reflects good progress in strengthening competitive position and successful model launches establishing itself as a premium car manufacturer S&P Global Ratings Jan-16 MOODY'S 19 March 2019 Volvo Car's parent company Zhejiang Geely Holding Group rated Investment Grade BBB- with stable outlook by S&P Apr-16 Jul-16 Oct-16 Jan-17 Apr-17 Jul-17 Oct-17 Jan-18 Apr-18 Jul-18 Jan-19 09 May 2016 Moody's assigns first-time Ba3 rating with positive outlook; Positive outlook reflects commencement of major product renewal programme 12 Oct 2016 21 Dec 2016 Moody's comment: SEK 5bn Preference Shares Issue Is Credit Positive 30 Jun 2017 Moody's comment: Volvo Car's declared SEK 2.2bn dividend is credit negative but has no impact on Ba2 rating Moody's upgrades rating to Ba2 with stable outlook; Upgrade reflects strong operating performance based on the successful introduction of new XC90 and several expected new product launches 17 Oct 2017 Moody's affirms Ba2 rating with stable outlook. Stable outlook based on expectation that renewal programme and subsequent sales and earnings growth will lead to a further improvement in credit metrics 2 May 2018 Moody's upgrades rating to Ba1 with stable outlook; Upgrade reflects continued improvements in operating performance and credit metrics, with expectations that the trend will continue founded by further successful new model launches | VOLVO CARS - DEBT INVESTOR PRESENTATION | 9
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