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Investor Presentaiton

Micro ALM Details [Quarter-wise for next 10 years] Indiabulls HOUSING FINANCE Amount in Cr Particulars Total Q3FY22 Q4FY22 Q1FY23 Q2FY23 Q3FY23 Q4FY23 Q1FY24 Q2FY24 Cash & Investments 9,629 9,629 7,854 9,044 8,077 9,476 9,126 9,959 9,683 Customer Repayments 64,062 3,980 3,964 3,766 3,523 3,246 3,028 2,916 2,600 Non Current Assets 4,128 Total Inflows [A] 77,819 13,609 11,818 12,810 11,600 12,722 12,154 12,875 12,283 Cumulative Total Inflows 13,609 17,572 21,339 24,862 28,108 31,136 34,052 36,651 Repayments 61,927 5,754 2,774 4,733 2,124 3,596 2,195 3,192 5,085 Equity Capital, Reserves & Surplus 15,891 Total Outflows [B] 77,819 5,754 2,774 4,733 2,124 3,596 2,195 3,192 5,085 Cumulative Total Outflows 5,754 8,528 13,262 15,386 18,982 21,177 24,368 29,453 Net Cash [A-B] 7,854 9,044 8,077 9,476 9,126 9,959 9,683 7,198 The Company has voluntarily created a reserve fund for repayment of its USD 350 million of Dollar Bonds due in May 22 by setting aside an amount equivalent to 75% of the total maturity proceeds of these bonds in a scheduled manner. The first two tranches totalling to * 1,365 Cr, representing 50% of the total dollar bond repayment, has already been paid into the reserve fund 23
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