Major Highlights for Q3 FY24
Well Diversified Advances; Growth led by Retail & Commercial Banking
Strong growth in Retail Advances;
Retail Wholesale mix of 58:42
Net Funded Advances
With focus on growing secured retail assets and commercial banking
Dec 2023
Dec 2022
YOY
Sep 2023
QoQ
Corporate
Banking
24,666
23,888
24,214
2%
3%
66,684
70,209
73,087
76,324
79,949
CB
8,912
7,493
19%
8,345
7%
Wholesale
33,577
31,707
6%
32,233
4%
Credit Cards*
15,964
12,408
29%
14,969
7%
Personal Loans*
3,547
3,225
10%
3,699
(4%)
46,371
44,092
40,866
33% YoY
37,778
(17.3%)
Microfinance
34,977
6,827
5,021
36%
6,785
1%
(17.6%)
(17.4%)
(17.5%)
(17.3%)
Business Loans
7,433
7,342
1%
8,315
(11%)
Housing Loans
6,146
4,142
48%
4,941
24%
Rural Vehicle
1,997
777
157%
1,442
38%
Finance
31,707
(7.8%)
32,431
32,221
32,233
(8.3%)
(8.6%)
(8.7%)
33,577
(8.8%)
Others incl. Gold
6% YoY
2,826
803
252%
2,581
9%
Loans, OD etc
Retail Agri
1,631
1,260
29%
1,360
20%
Dec 2022 March 2023 June 2023
Sep 2023
Dec 2023
Retail
46,371
34,977
33%
44,092
5%
Wholesale
■Retail
Total
79,949
66,684
20%
76,324
5%
apno ka bank | RBL Bank
(Yields for the Quarter)
* Personal Loans is primarily Personal Loan to Credit Card Customers; shown as
credit card advances in previous presentations
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