Evolving Corporate Strategy and Financial Overview

Digital Strategy at IndusInd continues to drive impact across 3 primary Business Objectives Direct platform led business continues to grow at a robust pace 3 Create scalable, profitable Do It Yourself / Open Banking led business models Do It Yourself (DIY) Direct Platform led Business: Assets grew 496% YoY, Liabilities grew 44% YOY DIY Savings Account with VKYC Indus Indus DIY Current Account with Ceasy CREDIT Ceasy CREDIT VKYC Indus Ceasy CREDIT DIY SA Vol (indexed) DIY Cards Vol (indexed) DIY PL Vol (indexed) 566 DIY CA Vol (indexed) 1902 DIY STBL Vol (indexed) 2038 1.4x 146 1027 5.6x 100 19x 20x 10.2x 100 100 100 100 FY'2022 FY'2023 FY'2022 FY'2023 FY'2022 FY'2023 FY'2022 FY'2023 Q4 FY'22 Q4 FY'23 36 IndusInd Bank

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