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Investor Presentaiton

The UK & Europe have many advantages over the US 进 2.0x e-commerce penetration / adoption in the UK vs US(1) 1.5x car purchase turnover / frequency in the UK vs US(2) Online penetration: 22% 2019 VS 11% 2019 Average car ownership: 3.5 years 5 years 7.5x population density in the UK and 3.5x in Europe vs US reduces logistics challenges (3) sq. km: The UK and each European country are single national advertising markets The UK and Europe are more attractive car finance markets with 7% YoY growth People per 275 36 Full market coverage Day 1 Y5+ YoY growth in used car finance (4) +7% [1] Statista E-commerce shares of total retail revenue. [2] AMOnline. [3] World Bank Data. [4] AMOnline, UK growth represents Dec 2018-19; US growth represents Q3'2018-Q3'2019. CAZOO Investor Presentation - March 2021 +2% 11
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