Investor Presentaiton

5 2022 RESULTS VS. GUIDANCE All metrics are in-line or better than guidance Core EPS+ Core ROE (trailing 12 months) Impact of new business* (strain) Solvency ratio+ Capital generation* Effective tax rate Dividend payout ratio* 1 A negative strain represents a gain at issue. 2022 guidance $8.70 to $9.30 in 2022 13.0% to 15.0% -5% to 10% 110% to 116% 2022 results $8.85 14.2% (8%)¹ 126% $450M to $525M in 2022 ~$550M 21% to 23% 25% to 35% (mid-range) 17.2% 29% + This item is a non-IFRS measure; see the "Non-IFRS and Additional Financial Measures" section at the beginning of this document for relevant information about such measures. iAm Financial Group

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