Old Republic International Corporation Business Overview

OLD REPUBLIC INTERNATIONAL CORPORATION General Insurance - Underwriting Profit The General Insurance segment has proven consistently profitable and resilient across market cycles General Insurance segment is a significant and consistent driver of income 14 of 15 years below a 100 combined ratio; 96 average over 15 years; targeting 90-95 07 60 80 10 91.3 93.1 95.6 94.7 94.4 98.7 12 Combined Ratio 97.3 Loss Ratio 15 16 Expense Ratio 100.8 97.6 97.8 18 97.3 97.2 97.5 19 20 21 13 6M22 95.5 91.3 92.0

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