Investor Presentaiton

Reconciliation $MM Q3/23 Reported non-interest income Impact of item of note Commodity tax charge related to the retroactive impact of the 2023 Canadian Federal budget Adjusted non-interest income¹ Non interest income - trading revenue² Adjusted non-interest income excluding trading revenue¹ CIBC◇ CIBC Total 2,614 34 2,648 (548) 2,100 40 40

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