Finance and Capital Management slide image

Finance and Capital Management

Sources of earnings Retail Asset Management Savings & Asset Management Assets Fees 3rd party Retail net client flows (in £bn) Retail Asset Mgmt. average fees (in bps) 1 • 10.8 (9.3) 3rd party Retail AuM (in £bn) (3.8) 62 63 60 (7.5) 58 90 73 76 79 2016 2017 2018 2016 2017 2019 H1 2018 2019 H1 1. Includes fees on Prudential Assurance Company internal assets managed by M&G Key points ⚫ Negative flow picture in 2018 and 2019 due to challenging macroeconomic environment and retail investor confidence • Current focus on building sub-advisory offering expected • to generate flows into stickier mandates over time Fee pressure expected to continue over the medium-term • Gradual shift towards solutions and multi-assets to partially counterbalance this pressure 34 4
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