Investor Presentaiton

Strong balance sheet $ in millions, except per share amounts Total assets RJF corporate cash* Total equity attributable to RJF 2Q22 CREDIT RATINGS $ 73,101 $ 2,229 Fitch A-rating and Stable Outlook $ 8,602 Book value per share $ 41.38 Tangible book value per share** $ 36.46 Weighted-average common and common equivalent shares Moody's A3 rating and Stable Outlook outstanding diluted 213.0 Regulatory Requirements*** Tier 1 capital ratio Total capital ratio 23.9% 25.0% 8% Standard and Poor's BBB+ rating and Positive Outlook 10% Tier 1 leverage ratio 11.1% 5% 77 Note: As of March 31, 2022. *This amount includes cash on hand at the parent, as well as parent cash loaned to Raymond James & Associates ("RJ&A"), which RJ&A has invested on behalf of RJF in cash and cash equivalents or otherwise deployed in its normal business activities. **This is a non-GAAP measure. See the schedules in the Appendix of this presentation for a reconciliation of our non-GAAP measures to the most directly comparable GAAP measures and for more information on these measures. ***To be considered well capitalized. RAYMOND JAMES

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