Investor Presentaiton

Robust Funding Management and Credit Profile Diversified and Balanced Funding Mix 20+ Lender Relationships 23 23 • NCDs, 10% NHB, 26% Sources of funds mix(%) Others, 4% Banks, 60% Avg. Tenure of FY 23 FY22 FY21 Borrowings 86.9 84.7 83.3 (months) Others represents Securitisation Credit Rating (ICRA)- Upgraded to AA-from A+ • Credit Rating (CARE) - Upgraded to AA-from A+ No Exposure to Short term loan incl CPS Q4 FY 23 Investor Presentation Public Sector Private Sector Refinance DFI International Finance Corporation National Housing Bank HDFC Bank Axis Bank Federal Bank Kotak Bank SBI Bank of Baroda Indian Bank Bank of Maharashtra APTUS™

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