Global Wealth Management: 2012 Outlook
17
18
Q1 2012 Risk Overview
•
Risk in credit portfolios continues to be well-managed
-
Overall credit quality of loan portfolios continues to improve
Specific provisions remain stable
•
Continued stable performance in net impaired loan formations
Exposures to "GIIPS" countries in Europe not material
Market risk remains low and well controlled
Average 1-day All Bank VaR: $17.5MM vs. $15.9MM in Q4/11
Scotiabank
Stable Provisions for Credit Losses
($ millions)
Q1/11 Q2/11
Q3/11
Q4/11 Q1/12
Canadian Retail
134
123
103
106
112
Canadian Commercial
31
23
43
29
24
165
146
International Retail
110
116
International Commercial
3
113
112
Global Wealth Management
Global Banking & Markets
(3)
༔ ༄s¢ = ཙྩཱ
146
135
136
116
129
125
(4)
10
29
(1)
126
158
124
1
1
11
8
17
Collective General Allowance
-
(30)
(30)
15
I
Total
275
270
250
281
265
PCL ratio (bps) ex. General
36
36
55
35
38
32
ScotiabankView entire presentation