4Q and FY 2023 Investor Presentation slide image

4Q and FY 2023 Investor Presentation

Default Rates Expected to Decline by Year-end¹ Default Rates for Global Speculative-Grade Corporate Rated Issuance Speculative-Grade Corporate Default Rates by Baseline - Optimistic 14% 12% Region² Moderately Pessimistic Severely Pessimistic 10% 11.8% 8% Global US -Europe 10% 6% 8% 7.4% 6% 4.1% global historical average¹ 4% 4% -3.6% 3.1% 2% 2% 0% 0% 2008 2010 2012 2014 2016 2018 2020 2022 2024F Jan-21 Jul-21 Jan-22 Jul-22 Jan-23 Jul-23 Jan-24 » Global speculative-grade default rate expected to reach 3.6% by year-end, slightly below long-term average as well as prior recessionary levels 1. Moody's rated corporate global speculative grade default historical average of 4.1% from 1983 through December 31, 2022. 2024 forecast for year ended December 31, 2024. Moody's Investors Service; Default Trends - Global: January 2024 Default Report, February 14, 2024. 2. Statistics are based on issuer-weighted data. Moody's | Decode risk. Unlock opportunity. 4Q and FY 2023 Investor Presentation 40
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