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Full-year Results 2020

Strong development of fee result CHF million (IFRS basis) Quality of earnings and earnings growth FY 2019 adjusted¹) FY 2020 adjusted¹) Savings result Risk result 900 52% 787 47% 411 24% 407 25% Fee result 541 31% 601 36% Cost result -119 -7% -134 -8% -Thereof admin cost result gross²) 141 199 Other 15 1% -2 0% Segment result 1 748 100% 1 660 100% Unallocated corporate costs -85 -88 Profit from operations 1 663 1 572 1) Adjusted as outlined on slide 9 2) Gross = before policyholder participation 23 | Investor presentation | Full-year results 2020 SwissLife

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