Investor Presentaiton

Update for Q4Y21 Customer Deposits Evolution as on 31 March 2021 Balance (Cr) as a % of total borrowings (Rs. 21,257 Cr) as a % of total deposits (Rs. 16,392 Cr) Avg. balance (Branch Banking Customers) Customer Deposits evolution (Rs. Cr) equitas Equitas Small Finance Bank CA SA CASA TD [Current Account] [Savings Account] [Low cost deposits] [Term Deposits] CASA+TD [Customer Deposits] 520 5,094 5,614 10,705 16,319 2% 24% 26% 50% 77% 3% 31% 34% 65% 99.6% 94,188 75,144 7,33,521 Daily Average Cost of Deposits (%) 7.58% 11,724 7.49% 10,705 7.39% 9,117 9,342 7.53% 7.47% 8,092 7.38% 7.17% 5,094 3,524 7.16% 6.98% 6.98% 2,845 1,859 2,024 350 330 401 442 Q4FY20 Q1FY21 Q2FY21 Q3FY21 CA SA TD 520 Q4FY21 Q4FY20 Q1FY21 Q2FY21 Q3FY21 Q4FY21 Cost of Customer Deposits -Cost of Deposits + Cost of Customer Deposits = Interest paid on Customer Deposits as a % of Average Customer Deposits | Customer Deposits = CASA + Term Deposits Cost of Deposits Interest paid on Total Deposits as a % of Average Total Deposits | Total Deposits = Customer Deposits + Certificate of Deposits [CDs] Figures in {} represent CA as a % of CASA = 23

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