Q3 FY22 Earnings Report

'3-in-1' digital platform - Phase 1 enablers Stimulation Offers and Promotions Dynamic Banners Core Components (20) Notification Engine • • Nudges • Offers Personalization Wishlist Web Channels Data Data • Mobile IVR Dialler Em ail BAJAJ B FINSERV Search Service Sales • Search • Raise a Request 5 Mins Call Back Engagement Social Share • Content Streams • FAQ • Document Centre Track and Resume Application • NPS/Feedback • • In-App Programs • • Structured Customer Demographics • Loan & Other Information • Banking & Collections Transactions • Cookies Unstructured Consent based SMS data • Click Streams • Utilities Locate Us- Maps QR Calculators Expense Manager Consent based App Data Device Info Appography Contacts Info Network Info APIS Core Platform Core Infrastructure Digital & Data Infrastructure New Talent Onboarded Loan/Deposit Origination Platform Loan/Deposit Sourcing APIs Journey Workflows Journey Business Rules Decision Engine High Availability (HA) Infrastructure Data Lake 120+ UI/UX, Content Management, & Digital Domain specialist 400+ Digital APIs Loan/ Deposit Booking Platform Debt Management Platform Loan Booking APIs • Loan Disbursement APIs • • Deposit Booking APIs Overdue Payment APIs Advance Payment APIs Loan Settlement APIs Disaster Recovery (DR) Infrastructure Change Data Mgmt APIs Micro Services Enterprise Datawarehouse There are 15 stacks and 55 features and components. • Near DR Infrastructure Cyber Security Kubernetes Onboarded 580+ Laterals and Fresh hires in last 18 Months in multiple domains 120+ Payment Domain Resources 240+ Engineering Resources Loan/Deposit Service Management Platform • Service APIs for Loans Repayment APIs Service APIs for Deposits Data Security Tech Ops 60+ Data Resources 40+ Core Platform & Infra Resources

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