IDFC FIRST Bank Merger Performance and Strategy Update

Key Financial Highlights of Q1 FY24 (YoY movement) Section 2: Financial Highlights - Q1 FY24 Area Key Parameters Q1 FY23 Q1 FY24 Assets Loans & Advances Rs. 1,37,663 Cr Rs. 1,71,578 Cr Growth (%/bps) 25% Customer Deposits Rs. 1,02,868 Cr Rs. 1,48,474 Cr 44% Deposits CASA Ratio (%) 50.04% 46.47% -357 bps GNPA (%) - Bank level 3.36% 2.17% -119 bps - NNPA (%) Bank level 1.30% 0.70% -60 bps Asset Quality Provision Coverage Ratio - Bank 73.13% 83.12% 999 bps GNPA (%) - Retail, Rural & SME 2.12% 1.53% -59 bps NNPA (%) - Retail, Rural & SME 0.93% 0.52% -41 bps Profit/(Loss) After Tax Rs. 474 Cr Rs. 765 Cr 61% Profitability RoA% 0.97% 1.26% 29 bps RoE% 8.96% 11.78% 282 bps Capital Capital Adequacy Ratio (%) 15.77% 16.96% 119 bps 1. Total Loans & Advances (incl credit substitutes are Net of IBPC 2. Provision Coverage ratio includes technical write-offs 7 IDFC FIRST Bank

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