Investor Presentation Q2-FY22

Loan Related Provisions held as on September 30, 2021 Specific provision of 3,768 Crs (towards PCR) Floating provisions of 70 Crs other than related to COVID-19 (towards PCR) ☐ Counter-cyclical provision of *635 Crs (towards PCR) ☐ Standard contingent provisions of ₹3,178 Crs surplus outside PCR ☐ Standard asset provision of ₹977 Crs other than related to COVID-19 Provision Coverage Ratio at 72% and total loan related provisions at 138% of GNPA Loan related provisions of 8,628 Crs are 3.91% of the loans 27 27 IndusInd Bank

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