Group Financial Results H1 2016
Profitable 1H2016
Group Income Statement Highlights (€ mn)
261 251 253 244 238
■2Q2015
■3Q2015 ■4Q2015 ■1Q2016 ■2Q2016
169
149
134
145 135
50
31
13
6
-92-102-119
-99-103
Total Expenses
Total Income
Profit before impairments¹
restructuring costs and
discontinued operations
-62
-96
-96
-123
-512
-630
Provisions for impairment of
Profit/(loss) after tax
customer loans and
gains/(losses) on loan
derecognition and changes in
expected cash flows
Return on Tangible Equity (ROTE) (%) & Return on Average Assets (ROAA)
■1Q2015 ■1H2015 ■9M 2015 ■FY2015 ■1Q2016 ■ 1H2016
3,4%
3,6%
2,9%
6,7%
3,8%
-14,9%
Return on Tangible Equity 2
0,4%
0,5%
0,9%
0,4%
0,5%
-1,7%
Return on Average Assets 2
Bank of Cyprus
17
KOINO
KYMPI
(1)
(2)
Profit before provisions and impairments, gains/(losses) on loan derecognition and changes on expected cash flows, restructuring costs and discontinued operations.
ROTE and ROAA are on an annualised basis.View entire presentation