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Investor Presentaiton

Our Organization Structure...The Group includes banking and non-banking entities I&M Group PLC Our Company & Group Results represents all entities I&M Realty Ltd I&M Burbidge Capital Ltd 100% I&M Capital Ltd 100% Investment & Mortgages 100% Nominees Ltd 100% I&M Bank Ltd 100% Bank One Ltd 50% BCR Investment Co. Ltd 100% Giro Ltd 100% Kenya Tanzania Rwanda Mauritius Uganda I&M Burbidge Capital (U) Ltd 100% Kenya Bank & Group Entities I&M Bank (T) Ltd 77.80% I&M Foundation I&M Group Plc is listed on the Nairobi Securities Exchange (NSE) and I&M Bank (Rwanda) Plc is listed on the Rwanda Stock Exchange Limited (RSE) Youjays Insurance Brokers Ltd 100% I&M Bancassurance Intermediary Ltd 100% I&M Bank (Uganda) Ltd 90% I&M Bank (Rwanda) Plc 54.47%
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