Q2/01 Performance Highlights

$ millions Specific provisions by business line 2000 2001E Scotia Capital 412 570 Domestic 168 175 International 185 180 765 925 Additional charge in Q1/01 175 (mainly for Scotia Capital) 1,100 25 Specific provisions forecast for 2001 $ millions 400 400 300 200 100 0 250 225 Forecast 225 Dono Q1/01 Q2/01 Q3/01 Q4/01 26

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