Q3 2023 Financial Results

Loan Growth Loans - Outstanding Balance and Market Share Loans - By Segment 17.4% 17.4% 17.6% Others, 376.9 393.6 <1% I Group Loan (RM'bil) 358.0 352.1 367.2 Domestic Loan (RM'bil) 334.6 Domestic Loan Market Share Overseas Operations, 7% Corporate Lending, 11% Sep-23 RM393.6 bil 2021 2022 Sep-23 3.6% 5.3% 5.9%* Domestic Loan Growth 3.4% 5.2% 5.7%* Hire Purchase, 16% Domestic Industry Average 4.6% 5.7% 4.1%* Commendable loan growth supported by residential property financing, hire purchase and SME financing Gross Loan in Domestic Operations Group Loan Growth Residential properties 20.5% Retail Operations, 66% 20.6% 20.5% Commercial properties 34.2% 33.4% 32.9% 29.9% Hire purchase 30.2% 30.5% ↑6.4%* Industry: 7.0%* Industry: 4.8%* Of which, financing to Domestic SMEs Industry: 9.4%* ↑2.5%* 141.2 151.7 159.0 ↑1.5%* ↑10.8%* 78.9 80.2 81.7 67.9 67.2 67.9 53.4 58.3 63.0 2021 2022 Sep-23 2021 Domestic Loan (RM'bil) 2022 Sep-23 2021 2022 Sep-23 2021 2022 Sep-23 Market Share * Annualised growth 11

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