Investor Presentaiton
Key Figures - Bank of Åland
2020
2019
2018
2017
2016
Return on equity (ROE), %
11.6
10.7
9.8
9.1
9.1
Cost/income ratio, %
70
73
77
78
76
Loan loss level, %
0.11
0.08
0.02
0.06
0.11
Core funding ratio, %
96
90
90
88
89
Equity/assets ratio, %
4.8
4.6
4.4
4.4
4.3
Core Tier 1 capital ratio, %
14.3
13.4
13.0
12.9
11.8
Total capital ratio, %
16.5
15.8
15.4
14.2
13.0
Earnings per share, EUR
Equity per share, EUR
2.02
1.69
1.48
1.35
1.29
18.76
16.61
15.67
15.14
14.50
Lending to the public, EUR M
4,378
4,110
4,022
3,979
3,808
Deposits from public, EUR M
3,605
3,368
3,304
3,148
3,028
Shareholders' equity, EUR M
Risk-weighted assets, EUR M
292
258
242
234
1,671
1,583
1,578
1,538
222
1,576
FTE
751
700
691
691
683
57
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