International Banking and Growth

1 Net Formations of Impaired Loans ($ millions) 800 700 600 500 400 349 315 300 200 100 816 771 الناس 0 Q1/13 Q2/13 Q3/13 Q4/13 Q1/14 Q2/14 Q3/14 Q4/14 Q1/15 (1) Excludes Federal Deposit Insurance Corporation (FDIC) guaranteed loans related to the acquisition of R-G Premier Bank of Puerto Rico 25 25 Scotiabank®

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