Investor Presentaiton
INCREMENTAL SCALE IN MORTGAGES AND DEPOSITS
Migration of Citigroup mortgage and deposit portfolios delivers over 400k customers...
Mortgage customer demographics
Mortgage repayment profile
6
.
.
High quality, low risk mortgage book with
skew to more affluent borrowers
Increase in deposits across a range of
products
Not
Clustered
11%
Student
Communities/
Low Income
Baby
Boomers 4%
.
Opportunity to offer NAB products to
Citigroup Consumer Business customers
Lower Middle
Class 11%
Jun 21 ($bn)
Housing Loans
Customer Deposits
Mature
Affluent
Suburbs 47%
N/A, 6%
Middle
Australia 13%
Upper Middle
Class 14%
More than
30% of
household
income,
7%
...adding incremental scale to NAB Personal Banking
121.3
209.5
9.0
130.3
■ NAB Personal Bank
■Citigroup
Less than 30% of
household income,
87%
7.9
217.4
+3.8%
+7.4%
National
Australia
BankView entire presentation