Investor Presentaiton

SMFG India Credit Pragati Ki Nayi Pehchaan Ratios (%)* SMFG India Home Finance Company Limited | Financial Results INR mn 9M FY22-23 9M FY23-24 9M FY22-23 9M FY23-24 6.1% 6.2% Net Revenue 2,389 3,240 4.2% 4.7% Expenses 1,655 2,489 1.9% 1.4% Working Profit 734 751 1.0% 0.5% Cost of Credit 386 239 0.9% 1.0% Profit Before Tax 348 512 0.7% 0.7% Profit After Tax 260 383 Disbursal (INR bn) 23 29 AUM (INR bn) 62 80 Networth (INR bn) 7.0 9.3 CAR (%) 20.5% 19.5% ECL Provisions (%) 4.7% 2.3% Branches (#) 125 149 Headcount (#) 1,934 2,675 *Represents % to Average assets 31

View entire presentation