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Investor Presentaiton

Loan Growth (In %) Banking Industry Loan Growth vs. GDP Growth 22% 7.1% 6.1% 6.1% 6.9% 6.7% 6.2% 5.9% Metrobank You're in good hands GT GT CAPITAL HOLDINGS INCA729RATED Deposit Growth vs. M3 Growth 8.0% 40% 32% 35% 35% 20% 19% 20% 18% 17% 16% 16% 14% 30% 3.0% -2.0% 16% -7.0% 14% -12.0% 12% -16.5% GDP Growth (In %) Loan Growth (In %) 30% 34% 25% 25% 20% 20% 15% 15% 11% 13% 12% 15% 11% 9% 10% 10% 14% 14% 10% 11% 12% 12% -17.0% 10% 5% 9% 8% 9% 5% 9.6% 8% -22.0% 0% 0% 2013 2014 2015 2016 2017 2018 2019 1H20 -Loan Growth --GDP Growth Loan growth had a strong start this year May be tempered by economic uncertainty *As of 5M 2020 • 2013 2014 2015 2016 2017 2018 2019 1H20/5M20 -Deposit Growth* M3 Growth Deposit and M3 growth sustained in early months Can slow down depending on market liquidity 22 GDP Growth (In %)
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