ESG PRESENTATION

OUR APPROACH TO CLIMATE CHANGE We support an economy-wide shift: we support and encourage key industries to identify their risks and plan for the transition, while simultaneously helping industries that are able to create new job opportunities for their workforces HELP OUR CUSTOMERS SUPPORT EMERGING INDUSTRIES I encouraging them to identify climate risks & opportunities, create transition plans & report to help grow the economy as it transitions publicly on their progress REDUCE OUR OWN IMPACT ... by managing and reducing emissions from our own operations Initiatives: In 2018 we started engaging with 100 of our largest emitting customers to encourage and support them to establish, or strengthen existing low carbon transition plans by 2021, focusing on energy, transport, buildings food, beverage and agriculture. By the end of this year we aim to have engaged all 100. • We are funding and facilitating up to $50b of investment in environmentally sustainable solutions by 2025 to help our customers lower carbon emissions through increased energy efficiency, low emissions transport, green buildings, reforestation, renewable energy and battery storage, emerging technologies and climate change adaptation measures. We are managing our exposure to thermal coal (thermal coal mining lending now constitutes less than 0.1% of our balance sheet); helping our utility customers reduce emissions; we are only lending to new diversified customers; and we no longer finance the construction of conventional coal fired power plants. We will announce a suite of new and upgraded carbon policy measures and targets at our FY Results in October 2020. ANZ 38

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