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Investor Presentaiton

GT AXA Philippines Financial Highlights Gross Premium Life AXA ■ New Business -31% to Php2.4B due to ECQ GT CAPITAL HOLDINGS INCORPORATED in Php Million in Php Billion 15.0 16.7 +11% 12.2 14.1 AXA +16% CPAIC -9% 2.8 2.5 Regular Premium (RP) -41% Protection & Health +1% Traditional -69% 69% New Business Mix 17% 25% 3% 3% 48% Unit-linked (UL)-52% 23% 11% 1H 2019 1H 2020 1H 2019 1H 2020 Net Income +29% 1,229 1,593 AXA -23% 1,200 1,565 309 CPAIC +179% (391) 1H 2019 1H 2020 Single Premium UL (SP-UL)+48% Premium margins +2% to Php4.2B due to growth in SP-UL and P&H ■ AUM-Linked Php99B -5%; Asset management fees Php0.9B -7% ■ Unrealized gain on equities Php294 M loss Non-life ■ GWP -32% to Php1.9B due to ECQ ■ Net income Php309M vs. net loss Php391M due to: 。 Lower net losses during ECQ Php571M, lower Rl cost Php129M, income tax benefit Php123M, lower opex Php 70M | 61
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