Investor Presentaiton

Earnings well-diversified across Business and Geography Operating Profit by Business Operating Profit by Geography Performance highlights Others 3% FY22 Insurance 14% 4% FY21 Global Wholesale Banking Greater China 22% 22% Global Treasury and Markets 10% 22% 15% 20% 23% Global Consumer / Private Banking → OCBC Bank 39% 50% Note: Operating profit by business excluded associates. Others 6% FY22 7% FY21 8% 7% Indonesia 16% 15% Malaysia 47% 50% Singapore 6

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