Investor Presentaiton

Human Capital Level 3Q22 3Q23 YOY Board of Commissioners Directors 5 7 2 Age Breakdown By Person > 50 181 (2.5%) 7 7 0 40-50 753 (10.3%) bank bjb Top Management 35 29 -6 30-40 4.751 (65.1%) Senior Management 171 177 6 18-30 1.608 (22.0%) Middle Management First Line Management Staff 641 635 -6 Gender Diversity By Percentage 1,692 1,738 46 Male 51.3% 4,890 4,714 -176 Female 48.7%% Employee in Pension Preparation 1 0 -1 Total Permanent 7,430 7,293 -137 Total Non Permanent 1,042 1,046 4 Human Capital Development Program bjb university= Bjb University becomes the Center of Learning Organization for the development of bank bjb's employees' potential and capabilities. Total 8,472 8,339 -133 44

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