Banking Sector Financial Highlights

Returning capital to shareholders Capital distribution* GEL millions PAYOUT RATIO:** 36% 33% 34% 32% 30% 30% 35% 37% Number of shares outstanding (period-end)*** millions 49.2 49.2 49.2 49.2 47.5 1.5 2.0 1.6 45.9 2.3 2.5 2.1 535 Interim 188 dividends/ buyback 257 47.6 47.2 47.5 46.9 45.0 43.8 196 72 80 98 102 122 124 73 No dividend 124 347 62 paid due to Covid-19 184 40 134 pandemic 84 2013 2014 2015 2016 2017 2018 2019 2020 2021 2022 1H22 1H23 Dec-18 Dec-19 Dec-20 Dec-21 Dec-22 Sep-23 ■Dividend paid for the year ■Share buyback Ordinary shares outstanding Treasury shares outstanding " In August 2023, the Board of Directors declared an interim dividend of GEL 3.06 per ordinary share in respect of the period ended 30 June 2023 to ordinary shareholders of Bank of Georgia Group PLC. The interim dividend was paid on 27 October 2023 In addition, the Board announced a further share buyback and cancellation programme totalling GEL 62 million. The Company commenced the share buyback and cancellation programme in October 2023, and as at 31 October 2023 the Company bought back 83,826 ordinary shares at a total cost of GEL 9.2 million, out of which 75,425 shares were cancelled as of 2 November 2023 *The 2022 figure for the dividend was revised based on the number of shares eligible for the final dividend **For the purpose of total payout ratio calculation, total buyback amount is divided by outstanding shares before the beginning of the respective programme ***Treasury shares are provided per IFRS and mainly include shares held by Executive and Employee trusts 16

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