Asia Pacific Investor Day

Capturing the Opportunity in India Expanding Acceptance ● ● Growing Debit 200MM Incremental Card Issuance 2X Transaction Growth $1T cash displacement opportunity remains Investment in debit marketing and activation ● ● 10MM (4X) Acceptance points Expand traditional and digital Focus on underpenetrated categories Scale acceptance through FinTech partnerships Source: India targets over the next 3-5 years; Cash displacement opportunity data: Visa estimates based on Oxford Economics and Euromonitor. ● ● Delivering Digital Innovation 25% Contactless and QR transactions Investment in QR, tokenization, Visa payWave, Visa Checkout Support government digital payments push, cashless cities VISA

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