4Q and FY 2023 Investor Presentation slide image

4Q and FY 2023 Investor Presentation

Research & Insights $884M Revenue ②Value proposition 7% We provide solutions that offer customers a consistent, holistic view of risk to make decisions across Origination & Underwriting, Portfolio Monitoring & Management, Risk & Capital Management, and Finance & Reporting activities. Sustainable competitive advantage Expertise ARR1 Growth Technology & Innovation 2,900+ Customers² Integration » Extensive, proprietary and historically indexed ratings data, research and analytics that are essential insights to help the market evaluate credit risk » Economic data, research, scenarios and models » Gen Al enabled research tool designed to transform how customers ingest our content and perform analyses » Al powered credit risk models built on decades of data and validated over multiple credit cycles » APIs provide flexible and scalable integration with customer workflows and other Moody's solutions, extending across customer value chains >> Our solution seamlessly combines data, research and analytics on credit, securities, economics, defaults & recoveries, ESG and more, delivering multiple views of risk to enable decisions Key growth drivers Customers need to understand a large range of interconnected and emerging risks. With our Gen Al enabled Research Assistant, we are transforming how we deliver insights. Further content integrations will enable up-sell and cross-sell opportunities. Note: Gen Al = Generative Artificial Intelligence. Financial data as of year ended December 31, 2023. ARR growth as of December 31, 2023. Refer to the Appendix for the definition of and further information on ARR. Counts customers purchasing Research & Insights products. Each business line is counted separately. Customers with multiple subsidiaries are counted once. 1. 2. Moody's | Decode Risk. Unlock Opportunity. 4Q and FY 2023 Investor Presentation 17
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